Rank 2 of 9 · evidence gathered 2026-07-10
Worthy review
Worthy scores 67.8/100 (B-) on the Gold Buyer Score. Auction model with the best assay proof in the industry: independent GIA/IGI grading reports you keep.
Slowest payment of any buyer scored: 9–14 business days after the auction closes.
Category scores
Payout
60
Proof & Transparency
60
Tracking & Process
75
Client Services
100
Technology
45
Reputation
90
The evidence, line by line
Payout · 30% of total
| Advertised payout rate | 25/50 | Fee model: you net 82–90% of the winning bid (18% ≤$5k down to 10% >$30k) — but the bid is market price, not melt. |
| Rate disclosure | 25/25 | Full fee schedule published (worthy.com/faqs/service-costs). |
| Price protection | 10/25 | No price lock, but seller-set reserve price acts as a floor. |
Proof & Transparency · 25% of total
| Assay method disclosed | 25/25 | Third-party grading named: GIA, IGI, or GHI Gemological. |
| Assay on video | 0/35 | No video of evaluation. |
| Itemized offers | 20/20 | Seller receives the independent grading report itself. |
| Published pricing methodology | 15/20 | Process and fee math fully documented publicly. |
Tracking & Process · 15% of total
| Shipping insurance | 40/40 | $50,000 Lloyd's-backed shipping coverage. |
| Status tracking | 30/30 | Live auction dashboard — watch bids in real time. |
| Payment speed | 5/30 | 9–14 business days after auction; +10 more for checks; PayPal capped at $5k. |
Client Services · 10% of total
| Reachable by phone | 40/40 | (888) 222-0208, M–F 9–6 EST, plus SMS line. |
| Free insured returns | 40/40 | Free fully-insured return if reserve unmet or on request pre-sale. |
| Support channels | 20/20 | Phone, SMS, email. |
Technology · 10% of total
| Live-price calculators | 10/50 | No melt calculator; recent-deals database of real sale prices. |
| Pre-ship estimate | 15/30 | Pre-ship guidance via recent deals; real estimate only after grading. |
| Digital offer flow | 20/20 | Full online flow: reserve, auction, acceptance. |
Reputation · 10% of total
| Independent reviews | 45/50 | BBB A+ accredited (2014); Trustpilot 4.4 across ~4,875 reviews. |
| Operating history | 30/30 | Operating since 2014. |
| Clean record | 15/20 | Recurring complaint theme: pressure to ship before estimate. |
Worth knowing
- Best fit for diamond jewelry and pieces worth more than melt — competitive bidding can beat any melt-based offer.
goldbuyer.io is operated by the team behind Offramp, one of the buyers scored on this site. Every buyer, including Offramp, is scored against the same public methodology with cited evidence, and Offramp's weaknesses are shown like everyone else's.